Why Should you Consider Travel Insurance?
We highly recommend booking travel insurance for your Kipling & Clark private tour, as it ensures peace of mind during your travels abroad. After many years of filing claims with various travel insurance companies, we find our clients have had the most ease using John Hancock’s Travel Insurance for both the initial booking and claim filing processes. The comprehensive coverage offered by a travel insurance policy safeguards your travel investment, offering financial protection against influences beyond control, such as cancellations, delays, and interruptions. With exclusive benefits tailored to your specific private tour (including additional add-ons available!), you can travel stress-free knowing that your voyage is secured throughout. We encourage you to book a policy independently by clicking here, or you may contact us book, get you a quote, or for general questions/concerns.
Please peruse the different John Hancock Travel Insurance coverage options below.
Enjoy a full spectrum of benefits designed specifically for travelers:
– 24/7 Assistance
– Trip Cancellation
– Trip Interruption
– Airline Ticket Change Fee
– Terror Attack Coverage
– Trip Delay
– Missed Connection
– Baggage/Personal Effects
– Emergency Accident & Sickness Medical (Primary)
– Pre-Existing Conditions Waiver (Conditions Apply)
– Emergency Medical Evacuation
John Hancock’s Travel Insurance Plans
Gold Plan
The Gold Plan is the highest level of coverage available, and, we feel, the best option to protect your Kipling and Clark private tour. This plan represents the pinnacle of comprehensive coverage, providing an extensive array of benefits. This level of coverage includes peace of mind protection against trip cancellations, medical emergencies, baggage loss or theft, and even extra coverages such as emergency evacuation. This premium option is most suitable for those embarking on a high-value or extended trip, particularly on an international or high-risk basis. While this plan is the most expensive option, this coverage ensures maximum security of your investment.
We feel the Gold Plan is the best overall choice for those prioritizing protection and looking for a worry-free travel experience. For a high-cost trip, it is always best to yield the highest level of insurance to protect the value of your trip.
Silver Plan
The Silver Plan is the “middle” level of coverage offered by John Hancock. We recommend this tier of insurance to our clients as the minimum standard for protecting their Kipling & Clark private tour. The Silver Plan is the perfect balance between affordability and comprehensive coverage. It provides a well-rounded package that includes all the essential benefits such as trip cancellation (if cancelled due to a covered reason), baggage protection, and medical coverage. This option is ideal for travelers seeking to pay a reasonable cost without sacrificing important safeguards and making a prudent investment to mitigate financial risks associated with unexpected events during travel.
Bronze Plan
While the lowest level of travel insurance may provide basic coverage, it is important to note that we typically do not recommend using the Bronze Plan for your Kipling & Clark luxury private tour due to its limited scope. This option is typically obtained by those looking for a budget-friendly solution with minimal protection. However, we do not feel this option is best for our clients as it welcomes the possibility of leaving travelers vulnerable to unforeseen circumstances due to its restrictions and exclusions.
For comprehensive peace of mind, we encourage exploring the higher tier plans available, that offer broader coverage and additional/optional benefits, ensuring a more secure and enjoyable travel experience.
Comparing Coverage at a Glance
Cancel for Any Reason (CFAR)
The Cancel for Any Reason (CFAR) additional option is available for those seeking to add an extra layer of protection to their luxury private tour. The flexibility to cancel your trip for any reason at all covers you from unforeseen events that relate to personal/professional setbacks or world events that are not covered by standard policies. With John Hancock’s generous maximum 75% reimbursement with CFAR, you can rest assured that if you decide not to or cannot travel, it will bring you significant financial relief. This add-on can only be purchased within 14 days of obtaining your policy. In addition, you are required to cancel your trip a minimum of 48-hours prior to your departure in order to qualify for any reimbursement.
We have many times witnessed travelers having claims denied for cancellation reasons out of their hands. We HIGHLY encourage all travelers to purchase the CFAR add-on to ensure the best chance of getting a reimbursement from a cancelled/non-refundable trip.
